Elder Law
Medicaid Planning
Long-term care costs can devastate a family's finances. We help you legally protect your assets while qualifying your loved one for Medicaid — so they get the care they need without financial ruin.
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Elder Law & Medicaid Planning
Medicaid planning is one of four interconnected elder law disciplines that work together to protect seniors and their families.
Why Medicaid planning matters
Nursing home care in Texas averages $3,000–$4,000 per month — sometimes significantly more. Medicare does not cover long-term custodial care. Medicaid does, but strict asset and income limits apply. Without proper planning, a family can spend down an entire lifetime of savings before qualifying. We help families navigate this legally and ethically.
Legal asset protection strategies
WG Law can assist you in legally converting assets into non-countable savings to qualify your loved one for Medicaid. This is a legal, ethical, and moral approach — as one court noted: 'No agency of the government has any right to complain about the fact that middle-class people choose Medicaid planning when it is the government itself that has established the rule that poverty is a prerequisite to government assistance.'
Transfer on Death and Lady Bird Deeds
Texas offers powerful real estate planning tools that can protect your home while preserving Medicaid eligibility. A Lady Bird Deed (Enhanced Life Estate Deed) allows you to retain full control of your home during your lifetime while directing it to pass to your heirs at death — outside of probate and generally outside of Medicaid estate recovery.
Posterity planning
Posterity planning combines Medicaid planning with estate planning to create a comprehensive strategy that protects assets for your heirs while qualifying your loved one for government assistance. This holistic approach considers your entire family's financial picture and long-term goals.
Related Practice Areas
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